Lincoln Heritage Funeral Advantage® Is Your One-Stop Final Expense Solution

Lincoln Heritage Funeral Advantage documents

Funeral Advantage™ is an exclusive, one-of-a-kind final expense insurance product unlike anything in the industry. Other companies have tried to copy it, but Funeral Advantage is still the leading final expense plan in the nation.

That's because it's not just a final expense plan, but a final expense program that gives consumers control over their final wishes and funeral arrangements. Every Funeral Advantage policy comes with the following:

Never before has any agent in the final expense industry been so well-equipped to give the consumer exactly what he or she desperately wants and needs: protection of their final wishes along with complete assurance of a quality, affordable funeral. The total value goes beyond buying insurance to cover final expenses (see a breakdown of funeral costs), because it includes additional services to assist loved ones in honoring every policyholder's final wishes. You'll help your customers plan their final arrangements, reducing the emotional strain their loved ones will face when they're gone.


Why Is Funeral Advantage So Powerful?

We recognize that as an insurance agent, you have a lot of options to choose from. From the very beginning, we decided to be different. As an agent-founded company, we have a unique insight into what today's life insurance agent really needs. You need support – plain and simple. You don't need dozens of products, multiple carriers, and a dizzying amount of underwriting rules. You can read reviews of Lincoln Heritage at Indeed and the Better Business Bureau, and reviews of Funeral Advantage at ValuePenguin and ConsumersAdvocate.org.

That's why Funeral Advantage is so powerful. With a one-sided, one page application you can rest easy knowing we approve 98% of our applicants. There's no health exam, no bloodwork, no height and weight measurements, and no urine test to qualify. Our coverage is issued based on answers to health questions on the application. This allows most people to get coverage, even if they've had health issues.

But the secret to Funeral Advantage's success is its exclusive partnership with the Funeral Consumer Guardian Society® (FCGS). As a consumer advocate organization, the FCGS is not affiliated with any religion, funeral home, cemetery, or any particular funeral approach. Every Funeral Advantage policy from Lincoln Heritage comes with a free membership to the FCGS, ensuring your clients' families will be well taken care of when they are gone.

When one of our policyholders passes away, we immediately review their final wishes and begin the price-shopping process. FCGS compares up to 3 different funeral homes to find the family the best price possible. This allows them to save families an average of $1,800 on traditional funerals and up to $600 on cremation costs. The savings our policyholder families experience makes Funeral Advantage much more than a typical life insurance policy – it truly is a final expense program that helps surviving loved ones with the hundreds of decisions that need to be made.


Hear real agents and beneficiaries talk about the power of Funeral Advantage: